VA loans are provided by lenders like us. The U.S. Department of Veterans Affairs (VA) guarantees a portion of the loan. This in turn allows lenders to provide favorable terms on VA loans.
Active-duty service members, reservists, veterans, or a surviving spouse (provided they don’t remarry). Note that eligibility for a VA loan comes from the VA. To know if qualify speak to one of our VA Lending Specialist.
VA refinance rates and VA purchase rates for a first home are not the same as they are two different types of loans. A VA refinance rate is meant for those who already own a home. A VA purchase rate is for buyers who do not own a home yet.
The U.S. Department of Veteran’s Affairs (commonly known as the VA) provides active military, veterans, and their families with a variety of benefits for having served our country. VA home loans are mortgages backed by the VA. This means your dream to homeownership is closer! VA loans can help you dodge some of the requirements that are standard in non-VA loans. Some highlights are:
Loan interest rates are not set by the VA. Instead, lenders like us determine them. We offer competitive VA loans by considering a range of factors such as:
Something important to remember is that interest rates change every day. A day can have a substantial difference in your rate, especially if the market changes abruptly. If you believe the current rate works for you, don’t wait. The last decision will always be yours and we will do our best to help you make the right decision.
A pre-approval shows the seller you mean business. The pre-approval letter will tell you how much home you can afford and helps speed up the process for a faster closing. The pre-approval process will require a review of your finances and credit to determine if you are eligible for a mortgage loan, and let you know the loan amount you qualify for. Please keep in mind a pre-approval is not a commitment to lend. It is delivered to you for informational purposes and does have an expiration date. Pre-approval expiration dates vary by lender.
You are in the right place. Visit our compare top VA lenders page to find a lender that meets your needs.
Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property